Resources

Calculator Guides and Formulas

Use these guides to understand formulas, statistics concepts, percentage problems, health calculations, and related calculators. Each guide is written to help you understand the steps behind the answer.

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Twenty-one articles so far. We add more only when we can write them as carefully as the calculators themselves.

Bible

What Is Gematria? A Simple Guide to How Gematria Works

Plain-language explanation of gematria — what it is, how letter-to-number ciphers work in English, Hebrew, and Greek, and what the numbers can and can't tell you.

8 min readRead article
Health

How to Calculate TDEE

Learn how to calculate TDEE using BMR and activity level, what the formula means, and how to use your result for weight loss, maintenance, or muscle gain.

7 min readRead article
Health

BMR vs TDEE

Learn the difference between BMR and TDEE, how each one is calculated, and which number matters more for weight loss, maintenance, or muscle gain.

6 min readRead article
Health

What Is TDEE?

Learn what TDEE means, what it includes, how it differs from BMR, and how to use your estimated daily calories for weight loss, maintenance, or muscle gain.

7 min readRead article
Education

What Is Standard Deviation?

Learn what standard deviation means, what it tells you, how to interpret it, and how it relates to variance, averages, and spread in a data set.

7 min readRead article
Education

Standard Deviation Formula

Learn the standard deviation formula, the difference between sample and population standard deviation, and how to calculate standard deviation step by step.

7 min readRead article
Education

Variance vs Standard Deviation

Learn the difference between variance and standard deviation, how they are related, and when to use each one to understand spread in a data set.

6 min readRead article
Education

How to Calculate Standard Deviation in Excel

Learn how to calculate standard deviation in Excel using STDEV.S and STDEV.P, when to use each formula, and how to check your result with a calculator.

6 min readRead article
Education

Sample vs Population Standard Deviation

Learn the difference between sample and population standard deviation, when to use each formula, and how they relate to STDEV.S and STDEV.P in Excel.

6 min readRead article
Education

Standard Deviation Symbol

Learn the standard deviation symbols used in statistics, including σ for population standard deviation, s for sample standard deviation, μ, x̄, n, and n − 1.

6 min readRead article
Education

How to Calculate Percentage Increase

Learn how to calculate percentage increase, use the percentage increase formula, and check your answer with a simple calculator.

6 min readRead article
Education

Percentage Increase Formula

Learn the percentage increase formula, what each part means, and how to use it with simple examples for prices, pay, traffic, and other increases.

6 min readRead article
Education

Quadratic Formula

Learn the quadratic formula, what each part means, how the discriminant works, and how to solve quadratic equations step by step.

7 min readRead article
Education

Distance Formula

Learn the distance formula, how it works with coordinates, and how to find the distance between two points step by step.

7 min readRead article
Education

Midpoint Formula

Learn the midpoint formula, what each coordinate means, and how to find the midpoint between two points step by step.

6 min readRead article
Education

Slope Formula

Learn the slope formula, what each part means, and how to find the slope of a line between two points step by step.

7 min readRead article
Education

Percent Error Formula

Learn the percent error formula, why absolute value is used, and how to calculate percent error step by step with chemistry and physics examples.

7 min readRead article
Education

Z Score Formula

Learn the z score formula, how to calculate a z score step by step, and what positive, negative, and zero z scores mean in statistics.

7 min readRead article
Money

How to Calculate a Loan Payment

Learn how to calculate a monthly loan payment using loan amount, APR, and loan term. See the loan payment formula, worked example, and extra payment impact.

7 min readRead article
Money

How to Calculate a Mortgage Payment

Learn how to calculate a mortgage payment with principal, interest, taxes, insurance, PMI, and HOA dues. See the formula and worked example.

8 min readRead article
Money

How to Calculate a Car Payment

Learn how to calculate a monthly car payment with vehicle price, down payment, trade in value, sales tax, APR, loan term, and fees.

7 min readRead article
Money

Interest Only Loan Formula

Learn the interest only loan formula, how to calculate interest only payments, and why the principal balance does not go down during the interest only period.

6 min readRead article
Money

Interest Only vs Amortizing Loan

Compare interest only payments and amortizing loan payments, including how each payment works, what happens to the principal balance, and when to use each calculator.

7 min readRead article
Money

APR vs Interest Rate

Learn the difference between APR and interest rate, why APR can be higher than the stated rate, and which number to use when comparing loans.

7 min readRead article
Money

How to Calculate Loan Interest

Learn how to calculate loan interest using simple interest, interest only payments, and amortizing loan examples.

8 min readRead article
Money

Simple Interest vs Compound Interest

Learn the difference between simple interest and compound interest, how each formula works, and when to use each calculator.

8 min readRead article
Education

When Do AP Scores Come Out in 2026? (July 6 Release Date)

2026 AP scores release on Monday, July 6, 2026 starting at 8 AM Eastern Time. Full schedule, how to access your scores, and what to expect after the College Board exam.

5 min readRead article
Education

College Admissions Calculators

Free score calculators for every major college admissions test. Predict your SAT (400-1600), ACT (1-36), PSAT/NMSQT with National Merit Selection Index, and AP exam scores. Used by students nationwide.

5 min readRead article
Education

AP Score Calculators

Free AP score calculators for every major AP exam. Predict your 1-5 score for APUSH, AP Calc AB/BC, AP Bio, AP Chem, AP Lang, AP Lit, AP Gov, AP World, AP Stats, and AP Precalc using the official section weightings.

5 min readRead article
Education

Chemistry Calculators

Free chemistry calculators for molar mass, molarity, stoichiometry, dilutions, pH, limiting reactants, and more — each shows the formula and step-by-step steps.

5 min readRead article
Tools

PDF Tools

Free online PDF tools to convert, rotate, crop, split, delete, reorder pages, and add page numbers to your PDF files. Processed 100% locally.

5 min readRead article
Education

How to Calculate GPA

Complete guide to calculating your GPA on the 4.0 scale. Learn the formula, see worked examples for weighted and unweighted GPA, and convert letter grades to grade points.

6 min readRead article
Education

What Is a Good GPA?

A complete guide to what counts as a good GPA in high school and college. See national averages, college admissions benchmarks, scholarship thresholds, and graduate school requirements.

7 min readRead article
Education

How to Calculate Your Final Grade

Step-by-step guide to calculating your final class grade. Learn how to handle weighted assignments, figure out what you need on a final exam, and convert points to percentages.

7 min readRead article
Health

How to Calculate BMI

Step-by-step guide to calculating Body Mass Index (BMI). Learn the metric and imperial formulas, see worked examples, and understand BMI categories from underweight to obesity.

7 min readRead article
Math

How to Calculate a Percentage

Step-by-step guide to calculating percentages. Learn the three main percentage formulas, see worked examples for finding percent of a number, percent change, and tips and discounts.

7 min readRead article
Education

Acceleration Formula

Learn the acceleration formula, what each variable means, how to use it with units like m/s², and step-by-step worked examples.

7 min readRead article
Education

Circumference Formula

Learn the circumference formula, how to calculate the distance around a circle using radius or diameter, and check worked examples.

6 min readRead article
Education

Arc Length Formula

Learn the arc length formula, how to calculate the length of a curve along a circle's edge in radians or degrees, and see worked examples.

6 min readRead article
Education

Volume Formula

Learn the volume formulas for cubes, boxes, cylinders, spheres, and cones, with worked examples and practical measurement applications.

8 min readRead article
Education

Velocity Formula

Learn the velocity formula, how to calculate speed and direction, what each variable means, and check worked kinematic examples.

7 min readRead article
Education

Area Formula

Learn the area formulas for squares, rectangles, triangles, circles, trapezoids, and parallelograms, with step-by-step worked examples for each shape.

8 min readRead article
Education

Empirical Formula

Learn how to calculate the empirical formula of a chemical compound from mass or percent composition with a step-by-step worked example.

7 min readRead article
Education

Arithmetic Sequence Formula

Learn the arithmetic sequence formula to calculate the nth term (a_n) and sum of a sequence, with step-by-step worked examples.

6 min readRead article
Education

Percent Change Formula

Learn the percent change formula, how to calculate percentage increase and decrease, and see step-by-step worked examples.

7 min readRead article
Education

Kinetic Energy Formula

Learn the kinetic energy formula, what each variable means, how to use it with SI units like Joules, and review worked physics examples.

7 min readRead article
Education

Work Formula

Learn the work formula (W = F × d), how to calculate work at an angle with cosine, SI units (Joules), and step-by-step physics worked examples.

7 min readRead article
Education

Recursive Formula

Learn how recursive formulas work, how they define sequences using previous terms, the difference between recursive and explicit formulas, and step-by-step math examples.

6 min readRead article
Education

Point-Slope Formula

Learn how to use the point-slope formula (y - y1 = m(x - x1)) to find the equation of a line, see worked examples, and check when to apply it.

7 min readRead article
Education

Surface Area Formula

Learn how to calculate the surface area of cubes, rectangular prisms, cylinders, spheres, and cones, with worked examples for each shape.

8 min readRead article
Education

Explicit Formula

Learn how to use explicit formulas in sequences, compare explicit vs recursive formulas, and solve nth-term math problems step-by-step.

7 min readRead article
Education

Perimeter Formula

Learn how to calculate the perimeter of squares, rectangles, triangles, and circles (circumference), with step-by-step worked examples.

7 min readRead article
Education

Combination Formula

Learn how to use the combination formula (nCr) in statistics, understand the difference between combinations and permutations, and check worked examples.

7 min readRead article
Education

Change of Base Formula

Learn the change of base formula (log_b(x) = log(x)/log(b)) to evaluate logarithms with any base using common or natural logs, with worked examples.

7 min readRead article
Education

Geometry Formulas

A complete reference list of geometry formulas for 2D and 3D shapes, including area, perimeter, volume, surface area, coordinate geometry, and right triangles.

12 min readRead article
Math

What Is a Quadrilateral? Definition, Types, and Formulas

A complete guide to quadrilaterals: definition, classifications (square, rectangle, parallelogram, trapezoid, rhombus), properties, and area/perimeter formulas.

7 min readRead article
Math

What Is a Prime Number? Definition, Examples, and the Sieve of Eratosthenes

Learn what prime numbers are, the difference between prime and composite numbers, why 1 is neither, and how to find primes using the Sieve of Eratosthenes.

6 min readRead article
Math

How to Find the Area of a Triangle: Formulas, Examples, and Math Rules

Master the triangle area formula (Area = ½ × base × height). Learn how to identify bases and perpendicular heights, solve step-by-step examples, and use Heron's formula.

7 min readRead article
Math

How to Calculate Square Feet: A Practical Guide for Homes and Rooms

Learn how to measure and calculate square footage for rooms, yards, and irregular spaces, with worked examples and material ordering tips.

6 min readRead article
Math

What Is a Rational Number? Definition, Examples, and Properties

Understand rational numbers, how they compare to irrational numbers, how to write them as ratios, and the difference between terminating and repeating decimals.

6 min readRead article
Math

What Is a Factor in Math? Definition, Finding Factor Pairs, and Trees

Learn what factors are, the difference between factors and multiples, how to list factor pairs, and how to find the Greatest Common Factor (GCF).

6 min readRead article
Math

How to Find Range in Statistics: Formula, Steps, and Examples

Learn how to calculate the statistical range of a dataset, see step-by-step examples, and understand how range compares to standard deviation and IQR.

5 min readRead article
Math

What Is Mode in Math? Definition, Calculation, and Examples

Learn how to find the mode of a dataset, understand unimodal, bimodal, and multimodal distributions, and compare mean, median, and mode.

5 min readRead article
Education

What Is a Compound Sentence? Rules, Coordinating Conjunctions, and Semicolons

Learn the definition of a compound sentence, how to join independent clauses using FANBOYS or semicolons, and how to avoid common comma splices.

6 min readRead article
Education

What Is 90 Days From Today? How to Calculate Date Offsets

Learn how to calculate exactly 90 days from today or any starting date, count across different months, and check common calendar deadline rules.

5 min readRead article
Money

What Is Annual Income? Gross vs. Net Salary Explained

Learn what annual income means, the difference between gross and net income, common pre-tax and post-tax deductions, and how to convert hourly wages to salary.

7 min readRead article
Tools

How to Open HEIC Files on Windows (Free, No Software)

HEIC files won't open on Windows by default. Here's how to view and convert iPhone HEIC photos to JPG or PDF for free — right in your browser, no software to install.

5 min readRead article

Browse by topic

Each topic groups the guides with the calculators that run the formula for you.

Statistics guides

Standardize a value against a distribution, measure how spread out a data set is, and read population versus sample statistics correctly.

Guides

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Formula guides

Walkthroughs of the standard high-school and college math formulas, with worked examples for each.

Guides

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Percentage and error guides

Compare a measurement to an accepted value, or compute the percent change between two values.

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Health and nutrition guides

Plain-English explanations of TDEE and resting metabolism, plus how the numbers translate to a daily calorie target.

Guides

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Money guides

Step by step walkthroughs of how monthly loan, mortgage, and car payments are calculated.

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Other guides

Background on the topics behind the smaller corners of the site.

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How Resources fits in

Each calculator already shows its formula on the same page as the result. Resources is for the longer explanations that don't fit in a single panel — what a method actually means, where it comes from, and how to read the output sensibly.