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Body Fat Calculator

Blake Boege
Written by Blake Boege · Founder, Calculator Answers

A body fat calculator is an anthropometric tool that estimates the percentage of a person's total body mass that is composed of adipose tissue. It typically uses the U.S. Navy Method, which requires simple tape measurements of the waist, neck, and hips (for females), alongside height and gender. While not as precise as DEXA scans or hydrostatic weighing, it provides a practical, accessible estimate for fitness tracking.

Estimate body fat percentage using the U.S. Navy circumference method. Enter height plus a few tape-measure values; we compute a percentage and place it on the standard fitness scale.

Quick Answer

Estimate body fat percentage with the US Navy circumference method. Enter height, neck and waist, plus hip for the female equation. No age, no weight and no scale: the tool takes four tape measurements and returns one percentage. The bands it reports are this page's own rather than a clinical standard.

Sex

Units

in
in
in

How to measure

  • Neck: just below the larynx, tape level all around.
  • Waist (men): at the navel, tape level all around.
  • Waist (women): at the narrowest point of the abdomen.
  • Hip (women): at the widest point of the hips.
Estimated body fat

Fitness

17.5%

U.S. Navy circumference method · men

Essential fat< 6%
Athletes6 – 13%
Fitness14 – 17%
Average18 – 24%
Above average≥ 25%

Estimate, not medical advice. The Navy method is accurate to about ±3–4% for most adults but assumes typical fat distribution; very muscular or very lean people fall outside that range. DEXA, hydro- static weighing, and BodPod give more precise readings.

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Examples

Man · 5′10″ · neck 15″ · waist 34″ at the navel

≈ 17.5% · Fitness

Man · 5′10″ · neck 15″ · waist 38″ at the navel

≈ 24.6% · Average

Woman · 5′6″ · neck 13″ · waist 27″ · hip 37″

≈ 22.6% · Fitness

Woman · 165 cm · neck 32 cm · waist 78 cm · hip 98 cm

≈ 30.7% · Average

How it works

Formula · Men: %BF = 86.010 × log10(waist − neck) − 70.041 × log10(height) + 36.76, inches. Women: %BF = 163.205 × log10(waist + hip − neck) − 97.684 × log10(height) − 78.387, inches.

How the arithmetic works

The US Navy circumference method fits a logarithmic curve to two things: a circumference difference, and height. Metric entries are converted to inches first, because the published coefficients were fitted in inches.

men · 86.010·log₁₀(waist − neck) − 70.041·log₁₀(height) + 36.76

women · 163.205·log₁₀(waist + hip − neck) − 97.684·log₁₀(height) − 78.387

The result is then placed in one of five named regions using cut-offs this page sets itself. They are not a clinical standard, and the section below sets out which of them could be found published anywhere and which could not.

The bands this page applies

Stated as the code applies them, so a figure cannot fall between two printed ranges.

Men

  • Essential fat: under 6%
  • Athletes: 6% to under 14%
  • Fitness: 14% to under 18%
  • Average: 18% to under 25%
  • Above average: 25% and over

Women

  • Essential fat: under 14%
  • Athletes: 14% to under 21%
  • Fitness: 21% to under 25%
  • Average: 25% to under 32%
  • Above average: 32% and over

The two equations were fitted separately and the bands differ between them. That is a property of the scheme, not a statement about anyone.

What the tool measures, and what it does not

Four numbers go in: height, neck, waist, and for women the hip. Nothing else. No age, no weight, no scale, no calipers.

That has a consequence worth stating plainly, because pages like this one often imply otherwise. Without a body weight there is no way to convert a percentage into pounds of fat or pounds of lean mass, so this page reports neither and cannot. What it produces is one percentage and the band that percentage falls in.

It is a statement about four tape readings, not about you. It takes no view on health, fitness, appearance or what any number ought to be.

The US Navy circumference method, by hand

The men's equation, with every length in inches:

86.010 × log₁₀(waist − neck) − 70.041 × log₁₀(height) + 36.76

Take a 5 ft 10 in man with a 15 in neck and a 34 in waist at the navel.

  1. 34 − 15 = 19.0, and log₁₀(19.0) = 1.278754.
  2. 86.010 × 1.278754 = 109.98.
  3. log₁₀(70) = 1.845098, and 70.041 × 1.845098 = 129.23.
  4. 109.98 − 129.23 + 36.76 = 17.51, so 17.5%.

The women's equation is 163.205 × log₁₀(waist + hip − neck) − 97.684 × log₁₀(height) − 78.387. For a 5 ft 6 in woman with a 13 in neck, 27 in waist and 37 in hip: 27 + 37 − 13 = 51.0, log₁₀(51) = 1.707570, 163.205 × 1.707570 = 278.68, 97.684 × log₁₀(66) = 177.74, and 278.68 − 177.74 − 78.387 = 22.56, so 22.6%.

Both reproduce the worked examples above exactly, which is the point of showing the arithmetic rather than describing it.

The other published form of the same equation, and the unit trap

You will find the same method written a second way, as a body density followed by a conversion: 495 ÷ (1.0324 − 0.19077 × log₁₀(waist − neck) + 0.15456 × log₁₀(height)) − 450. That version is the centimetre form, and the distinction is not cosmetic.

Fed centimetres it agrees with the inches form on this page to about a tenth of a percentage point. Fed inches it returns 11.1% for the same man who measures 17.5%, and for one of the worked female bodies above it returns a negative number. If you are checking this page against a formula you found elsewhere, check first which units it was written for.

Where these bands come from

From this page. The cut-offs of 6, 14, 18 and 25 percent for men, and 14, 21, 25 and 32 for women, are this tool's own bands and are not a clinical standard, a medical standard or an industry standard.

That is worth saying because the page used to credit the American Council on Exercise for the table without linking anything. Six ACE-owned addresses were tried on 21 August 2026. One carried any figures at all, and it carried two of the ten.

FigureThis pageVerified elsewhere?
Average, men18 to under 25%yes, 18 to 24% on ACE
Average, women25 to under 32%yes, 25 to 31% on ACE
Lowest band floor, menunder 6%the 6% figure appears on ACE; the 2 to 5% range does not
Lowest band floor, womenunder 14%the 14% figure appears on ACE; the 10 to 13% range does not
Athlete and fitness bands6, 14, 18 / 14, 21, 25not found on any ACE page that would open

The commonly circulated essential-fat figures of 2 to 5% for men and 10 to 13% for women differ from this tool's floors of 6 and 14. That difference is reported rather than resolved: neither set could be read on a page that would open, so the page states its own and shows you the other.

How to measure so the number means something

  • Waist, men: at the navel. This is the abdominal circumference the male equation was fitted on, and it is usually not the narrowest part of the torso.
  • Waist, women: at the narrowest part of the abdomen. The two equations genuinely want different landmarks here.
  • Neck: just below the larynx, tape sloping slightly downward at the front.
  • Hip, women only: at the widest point of the hips and buttocks.

The cost of getting the waist landmark wrong is larger than it looks. On the 5 ft 10 in body above, a 34 in navel reading gives 17.5% and a 32 in narrowest reading gives 13.4%. That is 4.2 percentage points and two different band names from the same tape on the same body. An earlier version of this page gave the narrowest-point instruction to every reader, which was the female protocol handed to everyone.

Edge cases and what the tool refuses

  • A waist not larger than the neck. No result. The logarithm has no real value there, so the page withholds rather than printing something.
  • A result at exactly 2 or 75. The output is clamped to that window. A figure sitting on either edge is the edge of the window, not a reading.
  • Switching between inches and centimetres. The two systems hold separate values, and the figures shipped as defaults are not exactly the same body. Enter converted values rather than rounded ones if you want them to agree.
  • A figure that sits between two printed ranges. It cannot. The printed ranges are the code's own boundaries, stated as under-6, under-14, under-18 and under-25 rather than as 6 to 13 and 14 to 17, which used to leave a gap between the table and the label.
  • Day-to-day variation. Hydration, meal timing and where the tape sits all move the waist reading, and the waist is the input the result is most sensitive to. A difference between two readings on the same tape is more informative than the absolute figure.

What was corrected on this page

Recorded rather than quietly fixed, because a reader who used the old page deserves to know which part was wrong.

  • The measuring instructions told everyone to use the narrowest point of the torso. For men the equation wants the navel, and the difference is over four percentage points.
  • The band table appeared in four places with three different versions of itself, including two different lowest-band floors and a top band called Obese in one place and Above average in another.
  • The page described inputs the tool has never had: age, weight, and a breakdown of fat mass against lean mass, none of which it can produce from four tape readings. The page description also advertised a BMI-based estimate that does not exist here.
  • The bands were credited to a named organisation with no link and no date. Most of the table could not be found on any page that organisation serves.

Nothing you type here leaves the page

Your height and tape measurements are processed by this page in your browser. They are not sent to a server, not stored after you close the tab, and not visible to anyone else. There is no account and nothing to sign up for.

Sources, and what could not be verified

  • The equation. Hodgdon and Beckett, 1984, Naval Health Research Center. The coefficients used here match the published inches form digit for digit. The primary report itself could not be retrieved: the Defense Technical Information Center record answered 403 on 21 August 2026, so the equation is used on its coefficients rather than cited to a document nobody here has read.
  • The two verified figures. An American Council on Exercise press-room page gives an average nonathlete range of 18 to 24 percent for men and 25 to 31 percent for women, and describes below 6 percent for men and below 14 percent for women as figures that may be considered dangerously low. Read and quoted on 2026-08-21.
  • What did not verify. Five further ACE addresses returned an index, a nav shell or an unrelated article rather than a classification table. The Gallagher 2000 paper often cited for population ranges answered 404 at its journal and 403 at a mirror. Those figures are absent from this page rather than repeated from memory.

Scope. This page puts four tape measurements through a fitted equation and reports which of five named regions the answer falls in. It is not a medical tool, not a fitness assessment, and not a measurement of body composition. It reports nothing about health and takes no view on what any figure means. It has not been reviewed by a clinician and does not claim to have been.

Frequently asked questions

It fits a curve through tape measurements. The men's equation is 86.010 × log10(waist − neck) − 70.041 × log10(height) + 36.76, with every length in inches; the women's adds the hip and uses different coefficients. It was fitted by Hodgdon and Beckett in 1984 against a reference method, so what it returns is a prediction of what that reference would have said, not a measurement of anything.

It uses four numbers: height, neck, waist, and for women the hip. It does not use age, does not use weight, and does not use a scale of any kind. That is why it cannot report fat mass or lean mass in pounds or kilograms: those need a body weight, and this page never asks for one.

Because the two equations were fitted separately, on different samples, and the combination that predicted the reference measurement best differed between them. The hip field only appears when the female equation is selected, and it is not used at all in the male one.

At the navel. That is the abdominal circumference the men's equation was fitted on, and it is usually not the narrowest part of the torso. On a 5 ft 10 in body with a 15 in neck, a 34 in navel reading gives 17.5% and a 32 in narrowest reading gives 13.4%. Same body, same tape, two different band names, entirely from where the tape sat.

The neck just below the larynx, with the tape sloping slightly down at the front, and the hip at the widest point of the hips and buttocks. Keep the tape level and snug without compressing. Small differences matter: an inch on the waist moves the result by roughly two percentage points.

At the narrowest part of the abdomen, which is the protocol the female equation was fitted on. This is one of the few places where the two equations genuinely want different landmarks, and following the male instruction as a woman, or the reverse, changes the answer.

Base 10, throughout. The published coefficients are fitted for log base 10, and substituting a natural log would return a confidently wrong number rather than an error. There is no natural log anywhere in the calculation.

Because the two unit systems hold their own values and the figures shipped as defaults are not quite the same body. Converted exactly, 70 in is 177.8 cm and not 178. Enter converted values rather than rounded ones and the two agree to the precision the page displays.

This page set them. The cut-offs of 6, 14, 18 and 25 percent for men and 14, 21, 25 and 32 for women are this tool's own and are not a clinical, medical or industry standard. They are stated here so that a category is traceable to a rule you can see rather than to an authority nobody named.

ACE is the body usually credited for this style of table, and only part of it could be verified. On 21 August 2026, one ACE-owned page carried an average nonathlete range of 18 to 24 percent for men and 25 to 31 percent for women, and described below 6 percent for men and below 14 percent for women as figures that may be considered dangerously low. The essential-fat, athlete and fitness bands were not found on any ACE-owned page that would open.

Because those are the numbers the code applies, and the difference is reported rather than resolved. The commonly circulated ACE figures of 2 to 5 percent for men and 10 to 13 percent for women are lower than this tool's floors of 6 and 14. Neither set could be verified on a page that would open, so the page states its own and shows you the other rather than quietly adopting either.

Nothing is reported. The logarithm has no real value for a difference of zero or less, so the page withholds a result rather than printing something. For women the same applies when waist plus hip minus neck is not positive.

Because outside that window the fitted curve has left the range of bodies it was built from, and a number there would be arithmetic rather than an estimate. A result sitting exactly at 2.0 or 75.0 is at the edge of the window rather than a reading, which is worth knowing before treating it as one.

Those measure something physical; this predicts what one of them would have said, from four tape readings. This page does not publish a comparative error figure, because no source it could open and quote gave one for this method against those. Treat the difference between two readings on the same tape as more meaningful than the absolute number.

Because it cannot. It has four tape measurements and no view of anything else, and a target is a clinical judgement about a person rather than an arithmetic fact about a measurement. The page reports where the numbers fall against cut-offs it names as its own, and stops there.

No. Everything you type is processed by this page in your browser. Nothing is sent to a server, nothing is kept after you close the tab, and there is no account.