Arizona Paycheck Calculator
Source: IRS Revenue Procedure 2025-32 · Source verified July 22, 2026
An Arizona paycheck calculator is a payroll planning tool that estimates net take-home pay for employees in Arizona. The state of Arizona utilizes a flat state income tax system, levying a flat rate of two-point-five percent on all taxable personal income. The calculator determines net pay by applying federal income taxes, FICA taxes, and the flat Arizona state tax rate to gross wages. It adjusts for pay frequency, filing status, and elective pre-tax deductions. Workers use this calculator to estimate net pay and plan tax withholdings.
Enter gross pay, pay frequency, filing status, and deductions. The calculator estimates Arizona take-home pay using 2026 federal brackets, FICA, and the Arizona flat state income tax (editable, 2.5% default).
Quick Answer
Calculate your take-home pay in Arizona. Enter your salary, pay frequency, and filing status to see your net pay after federal and flat state taxes.
What appears as gross on one Arizona pay stub before taxes or deductions. · e.g. 2,000
Per paycheck. 401(k), HSA, traditional health premiums. · e.g. 0
Per paycheck. Roth 401(k), union dues, garnishments. · e.g. 0
Arizona moved to a flat 2.5% individual income tax starting tax year 2023. Editable in case the rate changes. · e.g. 2.5
About Arizona income tax
Arizona transitioned to a flat 2.5% individual income tax for tax year 2023 and later. The calculator uses 2.5% as a default and lets you edit it. Arizona does not have local income taxes.
Estimated net pay (biweekly)
$1,640.85
Gross $2,000.00 · annual net $42,662.00
Estimate only. Real Arizona paychecks depend on exact W-4 and state withholding settings, personal exemptions, credits, benefits, and local fees. Not payroll or tax advice.
Examples
$2,000 biweekly · single · 2.5% AZ
Annual gross $52,000 · net ≈ $1,620/check
$5,000 monthly · married jointly · 2.5% AZ
Annual gross $60,000 · net ≈ $4,500/month
$3,000 biweekly · single · $300 401(k) · 2.5% AZ
Annual gross $78,000 · net ≈ $2,290/check
How it works
Formula · Net pay = gross − pre-tax − federal tax − state tax (2.5%) − Social Security − Medicare − post-tax
The calculator annualizes gross pay, subtracts pre-tax deductions and the federal standard deduction, applies 2026 federal brackets and FICA, and adds the Arizona flat-rate state income tax.
Arizona tax · (annual_gross − pre_tax) × state_rate
Net pay · gross − pre_tax − federal − FICA − AZ − post_tax
Related money calculators
- Paycheck calculator for the general (any-state) estimate.
- Texas paycheck calculator for the no-state-income-tax comparison.
- Illinois paycheck calculator for another flat-rate state.
- Nevada paycheck calculator for the next-door no-income-tax state.
- All money calculators.
Disclaimer. Planning estimate based on 2026 federal brackets, FICA, and the Arizona flat-rate state income tax. Does not model dependent credits, itemized deductions, supplemental wages, or equity comp. Not tax, legal, or payroll advice.
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